(Please note: Rehabs.com strives to provide you with the most updated information on each carriers' addiction insurance coverage but policy changes and errors do occur. Please check with our help line representatives or your insurance carrier directly to confirm coverage levels.)
"You may have to get a referral from your primary clinic before you can start your detox services. "
Healthsmart may cover detox services as part of your insurance policy. However, it may depend upon which type of Healthsmart coverage you have. You may have to get a referral from your primary clinic before you can start your detox services. In some cases, your policy may cover the cost of detox from alcohol but not cover detox from other drugs.
Does Healthsmart Cover Rehab?
Healthsmart insurance plans may cover rehabilitation as part of its mental health care services. However, Healthsmart may not cover every kind of therapy or all lengths of treatment. You may have to get a referral from your primary clinic before Healthsmart is willing to pay for your claims in some cases.
Addiction Treatment Length Healthsmart Will Cover
If you or a loved one is struggling with an addiction to drugs or alcohol, we can answer your questions in a discreet and confidential manner. If you are wondering about the length of treatment that Healthsmart is willing to cover, we can answer your questions. The duration of time that this provider will cover may be directly related to the severity of your addiction. When you call us, we will respect your privacy and keep all of your information confidential.
Specialty Alcohol and Drug Treatment Through Healthsmart
Your Healthsmart plan may cover specialty treatment for your addiction. In some cases, you may be able to use your plan to pay for executive treatment at an exclusive luxury facility with top-notch amenities. In other cases, you may be able to use your plan to cover cutting-edge therapy or therapy that will treat your mental health issues as well as your addiction.
Different luxury facilities offer different amenities, but you may expect to find some of the following:
- Meditation rooms
- Faith-based counseling
- Swimming pools
- Private suites
- Exercise facilities
Insurance for Inpatient Addiction Treatment vs. Outpatient
"If you or a loved one is suffering from drug or alcohol addiction, you have other options to cover what insurance won't. "
When you call us, we can talk about whether your policy covers inpatient or outpatient treatment. Deciding between these two types of treatments is one of the first things that an addict must do before starting a treatment plan. In an outpatient program, you will attend therapy sessions to help you quit using drugs or alcohol, but you will continue to live at home while receiving that therapy. During residential treatment, however, you will actually live in the rehabilitation facility.
How to Cover What Insurance Won't
Unfortunately, your insurance plan may not cover the entire cost of your treatment. According to the National Institute on Drug Abuse, there is a large gap between the number of people who need treatment and those who actually get treatment. NIDA cites lack of insurance coverage as one of the reasons that many people don't get treatment.
If you or a loved one is suffering from drug or alcohol addiction, you have other options to cover what insurance won't. Many facilities offer payment plans to help their clients, and when you call, we can discuss other options with you.
Verifying Coverage and Finding the Best Treatment
Figuring out what your insurance plan covers can be difficult, but you don't have to face this alone. Our knowledgeable team is standing by 24/7 to help you.
If you are ready to find out what type of addiction treatment your Healthsmart plan covers, we are ready to help you. When you contact us at 1-888-341-7785, one of our knowledgeable team members will verify your coverage and help you find the best treatment plan for your needs.
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