What Kind of Coverage Does Highmark Offer for Internet Addiction?
Like all insurance carriers in the United States, Highmark Insurance is required by law to provide coverage for internet addiction treatment. What kind of coverage it provides depends on two different determining factors: where you live and the plan you choose. There is no set one answer to the question listed above, so this entire article is dedicated to giving you a general idea about what sort of coverage Highmark Insurance provides. The amount of information regarding this topic can be overwhelming even for people who have 24/7 to dedicate to a search for insurance, so do not feel discouraged if you feel intimidated by all of the information. Just take your time going through this article to begin to understand how you can get the help needed to finally battle off internet addiction.
Type of Rehabs Highmark Insurance Will Pay For
When researching Highmark Insurance for internet addiction rehab(s), most people want to find out exactly what type of treatment the insurance will cover. As a general rule, as long as a facility or therapy is in-network and a traditional form of treatment, Highmark Insurance will cover it. When looking at different treatment option it is also helpful to keep in mind what Highmark Insurance will not cover. Here are types of internet addiction treatment that Highmark Insurance does NOT cover:
- Executive, Private or Luxury Treatment Facilities
- Out-of-Network Facilities
- New Age Healing (Hypnotherapy, Yoga, Massage, Acupuncture, etc.)
- Over-the-Counter Drugs
As one additional step, when the time comes to choose a rehab treatment, always check with the insurance carrier to double check if a treatment/facility is covered by your particular plan.
How much of the Cost of Rehab is Covered by Highmark Insurance?
How much Highmark Insurance covers for internet addiction treatment really depends on which plan you end up getting. Each different plan has different specification as to what you and the insurance company are required to cover. This is why it is important to pay attention to all of the small details when you are shopping for different types of insurance.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
Yes. There is no limitation on what you can pay for a treatment out-of-pocket. No insurance carrier can stop you from getting the treatment you want. If any individual determines they would like to seek a treatment that is not covered by their insurance, it is completely within their rights to do so. Many patients opt to get treatments outside of their insurance plans, because they want to find treatment that caters to their specific circumstances.
Inpatient Addiction Treatment vs. Outpatient Therapy
"Like all insurance carriers in the United States, Highmark Insurance is required by law to provide coverage for internet addiction treatment."
Highmark Insurance coverage for internet addiction rehab/treatment extends to both inpatient and outpatient treatment options. What form of treatment the patient chooses should be discussed between the doctor and the patient, but we will briefly visit some of the benefits and drawbacks of each form of treatment.
- Constant Medical Attention Available
- Isolated Environment
- Enforced Healing
- Lack of Freedom
- Missed Time at Work
- Freedom to Recover
- Can go About Personal and Professional Life
- High Risk of Relapse
- Non-24/7 Access to Therapy and Medical Attention
One things to keep in mind with internet addiction since the medical field has just begun to acknowledge internet addiction as an actual problem, there is actually only one inpatient facility that specializes in treating internet addiction1, so that is something to keep in mind when considering inpatient and outpatient options.
Should I Choose a Residential Rehab Center?
The decision on whether or not to choose a residential rehab center to treat internet addiction is highly personalized, so depends on the patient’s medical, personal and professional circumstances. Residential rehab centers offer a full set of services from group therapy to medical attention, but that doesn’t mean these facilities are necessarily the best treatment for everyone. To get a better gauge on the answer to this question it is best to consult with medical practitioner.
Will Highmark Insurance Pay for Local Rehab and Out-of-State Treatment?
Highmark Insurance for internet addiction rehab(s) covers all rehab facilities that are considered in-network, so the location of the treatment/facility does not matter as long as it is in-network. To see if a facility is in-network it is wise to check with the carrier and the facility to double check on coverage.
Does Highmark Insurance Pay for Private or Luxury Treatment?
Like all other insurance carriers, Highmark Insurance will not cover private or luxury treatments. The reasoning behind this is that extra services go beyond the basics of what a patient actually needs to get better.
What Does Executive Treatment Offer Over Other Rehabs?
Every executive treatment facility is design with the working professional and public figure in mind. The idea behind these facilities is to cater to the unique needs of those who must keep their working lives and private lives 100 percent separate. There are many different things that executive treatments offer over regular rehab, but here are the main features that make executive treatment stand out from the crowd:
- Privacy is a Number One Priority
- Patient Allowed to Contact Outside World for Work
- Customized Treatment Plans to Match Each Individual Patients Needs
- Interaction with Peer Group in Similar Demographic During Treatment
- Staff Offers Expertise in Caring for Business Professionals and Public Figures
What Treatment Length will Highmark Insurance Pay for?
Highmark Insurance for internet addiction rehab(s) will cover any length of treatment as long as a doctor rights a referral. The length of treatment for internet addiction depends on the needs of the patient, but usually it lasts anywhere from one to three months.
What If I Have No Insurance?
If you have no insurance it is still possible to get treatment for internet addiction, but the process is slightly more challenging. For lower income individuals, there are two options: Medicare or Public Mental Health Facilities. For those who do not qualify as lower income, they must wait for re-enrollment to open or pay for treatment out-of-pocket.
Using Our Helpline to Determine Your Highmark Insurance Rehab Options
If you are a tad overwhelmed by the all the information we just offered about Highmark Insurance for internet addiction rehab(s), do not feel alone. There are enough people out there feeling completely confused and stressed about sorting through all the insurance information that we’ve actually made a service to help individuals find the right insurance for getting treatment. For more information on your insurance coverage give us a call at 1-888-341-7785. Although internet addiction is a relatively new problem2, that doesn’t mean that it isn’t serious. Make sure if you are in need of help with an internet addiction to get in contact with us today.
Frequently Asked Questions
- Will Highmark Insurance Cover Multiple Rehab Stays?
- Does Insurance Pay for Aftercare?
- Could Rehab Make My Insurance Premiums Higher?
- Has The Affordable Care Act (Obamacare) Affected Internet Addiction and Mental Health Insurance Coverage?
Yes. As long as a doctor writes a referral for the additional stays.
No, your premium cost is determined by two things: age and tobacco use. It is illegal for an insurance company to change a patient’s premium after they seek treatment for a rehab facility.
Insurance companies are now required by law to provide coverage for rehab/treatments for internet addiction and other mental health problems.
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