Does Humana Insurance Cover Treatment for Gambling Addiction?
If you have a gambling addiction, have health insurance through Humana and are ready to get help, contact Humana today to speak to a representative to discuss your treatment options. Exactly what kind of treatment you are covered for will be determined by your individual policy, as there are many different types of plans. Humana insurance for gambling rehab should be an option that is available to you, but because of the variance in policies, you will need to speak to a Humana insurance representative or someone in your HR department at work to get the full details about your coverage.
Types of Rehabs Humana Will Pay For
Humana insurance for gambling treatment may be covered through many different policies, so you will need to check with a Humana representative about what programs are specifically covered. Determined by your insurance, Humana will cover a variety of different treatment options for you, either fully or partially. If you decide on checking into a rehabilitation center, contact Humana to see how much you will be covered for. Outpatient facilities cost much less than inpatient ones, and having insurance can help pay for it all.
How Much of the Cost of Rehab is Covered by Humana?
Approximately two to three percent of Americans are within the criteria to qualify for a gambling problem, so don’t be afraid to get help. Exactly how much money your insurance will provide for your treatment is dependent on your policy and which facility you check in to, so remember to contact a Humana representative to discuss your policy when making a decision. Your Humana coverage for gambling rehab/treatment is specific to your individual policy, so it is important to talk to a representative to better understand your coverage.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
Determined by your insurance policy, your Humana coverage will provide some or all of the funds to attend a rehabilitation center for gambling addiction. If your entire stay at a center is not covered, you can make up the difference by paying the rest out of pocket. This is beneficial if you wish to seek out a luxury or private rehabilitation center, as Humana may not cover the full cost of such a facility. If you choose to attend one of these luxury facilities, depending on your policy, you may be allowed to pay above what your insurance will provide for treatment.
Inpatient Addiction Treatment vs. Outpatient Therapy
"If you have a gambling addiction, have health insurance through Humana and are ready to get help, contact Humana today to speak to a representative to discuss your treatment options."The first step in getting help with your gambling addiction is checking yourself in to a rehabilitation center. There are essentially two types of facilities: inpatient and outpatient centers. Inpatient rehab centers are very intense, requiring you to sleep over for several weeks or even months while you receive treatment. Upon admission to an inpatient center, all of your cell phones or devices you may have on you will be confiscated. Outpatient programs are less restrictive, only requiring you to check in daily with an addiction specialist at a center.
Should I Choose a Residential Rehab Center?
A residential rehabilitation center is a good fit if you feel you need intensive care for your gambling addiction. During a residential inpatient rehab stay, all activities are closely monitored to ensure no illicit activities occur, such as gambling or drug dealing. This ensures you that everyone around you is sober and focusing on getting the care they need.
Will Humana Pay for Local Rehab and Out-of-State Treatment?
When deciding on which rehabilitation center you want to attend, and depending on your transportation arrangements, you may decide to choose a rehab center that is out of state. This could be good for you, as the traveling itself could be therapeutic, or the change of scenery signifying a change in your life. Of course, there are also benefits to staying close to home, such as familiarity. Contact your Humana insurance representative today to discuss your policy when choosing rehab centers to see if there are any restrictions, or even benefits, to choosing a facility that is out of state.
Does Humana Pay for Private or Luxury Treatment?
Humana insurance for gambling rehab centers can be much more than just a stay at a normal facility. There are many options available for you to choose from, including luxury and private rehabilitation centers. These types of facilities boast private rooms, fine dining and other luxuries such as massage time or alternative therapy. Private and luxury treatment could be covered under your policy with Humana, so it is important to contact a representative to discuss your coverage before making any decisions. You may find that Humana fully covers a luxury center for you, or that private treatment is not available to you.
What Does Executive Treatment Offer Over Other Rehabs?
Executive treatment is for the business professional that needs to stay connected. When you check in to an inpatient residential rehabilitation center, any cell phones or devices you have on you will be confiscated. This will essentially cut you out of direct contact with the outside world. If you are someone that needs to stay in touch with members of your business team, consider seeking out a treatment center that offers executive treatment. Executive treatment allows you to work from a laptop or internet enabled tablet, ensuring you can stay on top of projects while you get the help you need.
What Treatment Lengths Will Humana Pay For?
When checking in to a residential rehab center, you will be required to stay overnight for several days, which can turn into weeks or even months. The normal stay times for an inpatient center are 28-30, 60 or 90 days. There are many different types of policies with many different coverage options, so talk to a Humana representative to get an idea of exactly what you are covered for. Humana may cover some or all of your stay at one of these facilities. Even if Humana doesn’t cover the full stay, the Centers for Disease Control (CDC) recommend the full 90-day treatment option.
What If I Have No Insurance?
If you don’t have insurance, do not let this stop you! It is important for you to overcome your gambling addiction, so don’t stop seeking help. Many rehabilitation centers will allow you to finance your treatment, allowing you to pay off what you owe in installments once you leave the facility. When searching for a center, search for mid-range priced centers and avoid luxury options.
Using Our Helpline to Determine Your Humana Rehab Options
If you have Humana insurance and are looking to get help for your gambling addiction, call us at 1-888-341-7785 to discuss treatment options. One of our representatives will discuss your policy’s coverage with you and help you take the necessary steps towards living the life you want, free from your addiction.
Question & Answer
- Will Humana Cover Multiple Rehab Stays?
- Does Insurance Pay for Aftercare?
- Could Rehab Make My Insurance Premiums Higher?
- Has The Affordable Care Act (Obamacare) Affected Substance Abuse and Mental Health Insurance Coverage?
Past your first stay, insurance can get complicated for multiple trips to rehab. There could be a new deductible, or a difference in coverage on the second stay. Talk to a Humana insurance representative to go over your policy.
There are many different types of insurance policies, but most of them will cover aftercare.
Multiple rehab stays could affect your insurance premiums, but this is dependent on what kind of coverage you already have.
The Affordable Care Act changed many things about how the health care industry operates, so it is important to understand your policy completely. Contact a Humana representative today.