(Please note: Rehabs.com strives to provide you with the most updated information on each carriers' addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by Community Health Choice.)
"If you are or someone you know is one of these people, help is available."
According the National Survey on Drug Use and Health, approximately 23.5 million people, including those ages 12 and older, needed to be treated for alcohol abuse or drug use in 2009. If you are or someone you know is one of these people, help is available. Call your insurance company to learn more about your current options and how your insurance coverage will help you receive help.
Does Community Health Choice Cover Detox Services?
Community Health Choice does cover detox services, since these services may fall under the category of services that are needed urgently for the health of a patient. Some services offered include:
- General medical care
- Hospital treatment
- Inpatient services
- Outpatient services
Does Community Health Choice Cover Rehab?
Yes, Community Health Choice does cover rehabilitation. If your or your child suffers from addiction to drugs or alcohol, or if mental health conditions are controlling your life, you can call APS, which is the CHC provider for mental health and drug and alcohol abuse treatment services. Patients do not need a referral for these services, and immediate needs and urgent care can often be provided. Medicaid will cover most patients as part of this program, which means prescriptions and care will likely be covered.
Addiction Treatment Length Community Health Choice Will Cover
CHC covers medically necessary services that are also covered by the Medicaid program. If Medicaid is accepted for the length of a treatment program at the rehabilitation center, you will be able to participate in it as well. However, if Medicaid does not cover the service, you may not be covered for your time spent there either. All treatments that are covered are discreet, are confidential, and will be discussed in private with patients. The lengths and duration may be up to the provider, and some cases may need pre-approval.
Specialty Alcohol and Drug Treatment Through Community Health Choice
Community Health Choice provides the same coverage as Medicaid, as it is a state-funded health care program. Executive programs, luxury programs and those with exclusive amenities may not be covered unless the rehabilitation center accepts Medicaid as a normal part of business. Medicaid does cover rehabilitation services; however, you may be limited to those businesses that accept it from an insurance provider; however, the business may only accept partial amounts of payment from Medicaid. In these cases, you will need to pay for the difference in cost.
Insurance for Inpatient Addiction Treatment vs. Outpatient
"Which service is used will be up to the patient and the program that is selected."
As long as Medicaid is accepted, patients will have access to both outpatient and inpatient residential services. Which service is used will be up to the patient and the program that is selected. Inpatient services cost significantly more, so these may be limited to shorter lengths of time, while outpatient services may be used for longer-term services.
How to Cover What Insurance Won't
Many rehabilitation centers offer payment plans for those who don't have enough insurance coverage to cover the entire bill. You will need to discuss your options for financing and installment payments with the rehab center you choose.
Verifying Coverage and Finding the Best Treatment
Verifying your coverage is simple. You just need to ask the rehabilitation center to discuss the total cost to you before you begin rehab treatment. You can also talk to the health care provider, Community Health Choice, to have any questions answered before you look for treatment. There may be particular rehabilitation centers that are completely covered, while other may require a copay. Verifying what will and won't be covered with the provider and rehabilitation clinic is vital.
If you're looking for more information about your insurance and want to know about a treatment center that you can attend, call your insurance company to learn more about your plan.
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