(Please note: Rehabs.com strives to provide you with the most updated information on each carriers' addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by First Health Network.)
Does First Health Network Cover Detox Services?
"First Health Network can put you in contact with more than one million doctors and medical professionals working in more than 90,000 different types of facilities and hospitals."
More than 23 million Americans abuse or misuse illegal and prescription drugs, according to the Substance Abuse and Mental Health Services Administration. If you're interested in going through drug detox on your own, or you want to help someone else with detox services, you should check with your health care provider. First Health Network can put you in contact with more than one million doctors and medical professionals working in more than 90,000 different types of facilities and hospitals.
Does First Health Network Cover Rehab?
First Health Network does cover drug addiction rehabilitation for those who need it. According to First Health Network, the company has providers in every state of the country and in Puerto Rico. If you need help beyond a simple doctor's visit, the company will help you find a drug rehabilitation center, specialty doctors, hospitals other centers that specialize in chemical dependency. We can also help you find a center that takes your insurance. Call your insurance company to learn more.
Addiction Treatment Length First Health Network Will Cover
Unlike other companies, which might only let a user stay in a recovery center for a few days, First Health Network works with the user's doctor to determine the length of stay. You must first go through a pre-admission phase, which involves meeting with a doctor to determine the type of treatment you need. Your doctor can indicate how long you should stay in the facility. First Health Network will keep your information private and confidential, and rehabilitation is just as discreet, keeping you and your information from prying eyes.
Specialty Alcohol and Drug Treatment through First Health Network
Depending on the type of coverage that you have, you might have access to some specialty treatment programs. You can talk to your insurance provider about luxury rehabilitation centers that treat users more like guests than patients. Rooms with amazing views, room service and other amenities like spas are available at these centers. Staying at one of these centers can make you feel like an executive, helping you recover from your addiction in the lap of luxury, and some of these centers are exclusive retreats that are popular with celebrities. With top-of-the-line coverage from First Health Network, you can quickly check in at the center.
Insurance for Inpatient Addiction Treatment vs. Outpatient
The Mental Health Parity and Addiction Equity Act of 2008 ensures that anyone covered under a group health insurance plan can seek treatment for drug or alcohol abuse. Though the law specifically applies to treatment for mental disorders, it requires that insurance providers treat substance abuse in the same way that they would mental conditions. You can opt for out-of-network doctors and centers if your policy covers out-of-network doctors and hospitals for medical treatment. This gives you the chance to search for residential centers and inpatient facilities where you live at the center. You can also choose outpatient programs, and outpatient programs are best for those who cannot commit to living onsite.
How to Cover What Insurance Won't
If you find that your insurance only covers a portion of your stay or that your insurance doesn't cover substance abuse, you can still get help. Many centers will help you set up a payment plan, which lets you pay for your stay in installments. Look for rehab centers that don't charge interest or fees for payment plans. You can also look at other options including paying for the stay of a loved one with your credit card.
Verifying Coverage and Finding the Best Treatment
"You need to think about addiction as just another medical problem that requires treatment."
When you have a cold or the flu, you take medication that makes you feel better. You need to think about addiction as just another medical problem that requires treatment. You can call your insurance company to learn more about your individual plan. Start treating your addiction by reaching for the phone.