(Please note: Rehabs.com strives to provide you with the most updated information on each carriers' addiction insurance coverage but policy changes and errors do occur. Please check with our help line representatives or your insurance carrier directly to confirm coverage levels.)
Does Humana Cover Detox Services?
"Detox is a specific process that helps you rid your body of toxins from the drugs."
Humana is one of the largest insurance companies in the country, and it offers both group insurance and individual coverage through its HumanaOne program. Detox is a specific process that helps you rid your body of toxins from the drugs. Depending on the substance, the symptoms of detox can last for three days or longer because your body needs to adjust to the changes in your physical chemistry. Depending on the type of coverage you have through Humana, you might qualify for detox.
Does Humana Cover Rehab?
Through the HumanaOne program, you're not restricted to specific doctors, hospitals and treatment centers. This program lets you choose facilities that are outside of the traditional network. Humana requires that you pay a specific amount of out-of-pocket expenses towards your health care costs every year before it starts paying for your medical bills. Talk to Humana about your costs for rehab if you have an individual policy. If you have group insurance through your employer, the company should cover your treatment.
Addiction Treatment Length Humana Will Cover
The amount of time that a person spends in a drug addiction recovery center can vary significantly. Your Humana insurance might only cover a three-day stay, while another insurance company may cover up to 28 days or longer. The duration of your stay often depends on your policy and the choices made by your employer. No matter how long you spend in rehab, you don't need to worry about keeping your stay confidential. Humana won't disclose private details about your stay to anyone else, and the company is discreet when it comes to the length of your rehab stay.
Specialty Alcohol and Drug Treatment Through Humana
According to the National Institute on Drug Abuse, illicit drug use costs the country more than $190 billion annually, and $11 billion of that figure relates to healthcare costs. When you decide to check out rehab centers in your area, you'll want to find out if Humana covers any exclusive centers. Treatment centers like the ones where Hollywood celebrities stayed are popular with some because they know that they get first-class treatment. Luxury treatment centers look more like resorts and come with dozens of amenities that you can use during your stay. Call 1-888-341-7785 to find out more about an executive-worthy treatment facility.
Insurance for Inpatient Addiction Treatment vs. Outpatient
Choosing between inpatient and outpatient treatment is probably one of the first things that cross your mind. Not all insurance companies cover both types of treatment, which is why it's so important that you talk to your provider or another trusted expert before signing up for a specific program. Choose an outpatient program over a residential program if any of the following apply:
- You have a strong support system at home
- You need to keep working
- You can attend 12-step programs in your area
- You can avoid situations where you used substances in the past
How to Cover What Insurance Won't
When insurance won't cover your stay, you need to think outside of the box. Ask the rehabilitation center about an installment agreement, which lets you pay a portion of your total bill every month after your stay. Before checking in a loved one, ask the center about its various payment options. A payment plan or paying by credit card will let you space out your payments while still getting fast treatment.
Verifying Coverage and Finding the Best Treatment
" A payment plan or paying by credit card will let you space out your payments while still getting fast treatment."
Calling our helpline is the easiest way to seek help and find out more about what Humana covers. We have knowledgeable advisers ready and willing to help you with every step of the process. Our toll-free hotline at 1-888-341-7785 is the miracle you've been looking for since finding out about the substance abuse. You don't need to sit on hold for hours, hoping and praying that someone from Humana can answer your questions because our advisers know what coverage Humana offers. No matter what type of treatment center you're looking for, we will help you find one that takes your insurance. Call 1-888-341-7785 now.