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Insurance Coverage for Addiction Rehab and Treatment

Health insurance is the main method by which individuals pay for medical procedures in the United States. Generally provided in several types (medical insurance, dental insurance, vision insurance, etc.), health insurance allows American to access various treatment services and facilities. Addiction rehab services may be covered by one's insurance plan, meaning that you may be able to use your insurance benefits to access addiction treatment.

What Is Drug and Alcohol Rehab Insurance?

One of the main reasons that those struggling with drug and alcohol addiction go untreated is because of the cost of professional substance misuse rehabilitation treatment.

Rehab can be expensive and may deter some people from seeking out a recovery program. Fortunately, all marketplace insurance plans are required to provide some degree of coverage for the medically-necessary treatment of drug and alcohol addictions. This coverage is sometimes referred to as drug and alcohol rehab insurance and there are treatment centers that accept insurance to help with addiction recovery.


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Services Commonly Covered by Health Insurance Plans

When insurance companies do cover rehab services, coverage might typically include the following:

  • Detoxification.
  • Inpatient Addiction Treatment.
  • Outpatient Addiction Treatment.




How to Find Drug and Alcohol Rehabs Covered by Insurance

There are many methods and tools that one can use to locate a drug or alcohol rehab that takes their insurance. A good first step may be to reach out to one’s doctor, who can help to diagnose any medical conditions and may be able to refer one to a suitable rehab facility. Additionally, Rehabs.com operated an online treatment directory that can help connect its users with rehab centers that take their insurance.


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Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your health insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by any insurance carriers.

Instantly find your coverage information

We'll be able to tell you if your insurance provider is in network with an American Addiction Centers treatment facility.

  • Dual-diagnosis treatment centers.
  • Personalized treatment plans.
  • Financial options available.
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