NOTE: Not all rehab programs will provide treatment for sex addiction, and not all insurance programs will cover this type of care. If you are searching for treatment of this kind, please call specific programs and ask about their offerings and verify with your insurance carrier that they cover this treatment.
"Your insurance benefits may vary depending upon the insurance provider you have as well as other factors."
If you or someone you love is suffering from a sex addiction, you may be wondering if your health insurance coverage will cover your treatment. Your benefits may vary depending upon the specific insurance provider you have as well as other factors. In some cases, you may be able to get coverage for sex addiction treatment through the mental health services of your policy.
Insurance Benefits and Privacy
When people contact their insurance providers about getting intro treatment for sex addiction, it is natural that they may be worried about their privacy. You'll be glad to know that your medical care will be private and discreet and that your insurance company will handle your requests for coverage in a confidential manner. Even if you have coverage through your employer, you do not have to worry about your privacy, as the laws mandate that it be protected.
According to Sex Addicts Anonymous, individuals who are addicted to sex may express themselves in different ways sexually. Thus, it is not necessarily possible to diagnose whether or not you are addicted just by assessing your sexual acts. For instance, one individual who is addicted to sex may spend a lot of time reading pornography, while another person may never read pornography. However, both of these individuals may spend a lot of time engaging in self-deprecating acts.
Thus, you must look at other symptoms to discern whether or not you may be addicted to sex. Any of the following symptoms may indicate that you have a problem that needs treatment:
- Feeling powerless over your sexual behavior
- Making sexual decisions that make your life feel unmanageable
- Feeling embarrassed or self-loathing about your actions
- Making and breaking promises to cut down on your sexual activities
- Being so preoccupied with sex that it becomes a ritual
- Pursuing sexual activity in spite of worsening consequences
Do I Need Inpatient or Outpatient Treatment?
If you decide to get help for your sex addiction, you need to decide about the type of treatment first. If you opt for outpatient treatment, you will get therapy or attend group meetings while you continue to live at home and tend to your life as usual. Sex Addicts Anonymous, for instance, is a 12-step program that helps people overcome their sex addiction through confidential group meetings.
Some sex addicts may feel that they need a break from their regular life in order to get past their addiction. In this case, an inpatient sex addiction treatment program is more suitable. When you enroll in an inpatient program, you actually live at the facility where you are getting treatment.
How to Cover What Insurance Won't
If your plan does not offer coverage for sex addiction treatment, there is no reason to despair. Even without insurance benefits, you can still get the help that you need. Many centers are willing to offer patients flexible payment plans and alternative financing.