Does WellPoint Insurance Cover Treatment for Internet addiction?
WellPoint Insurance for internet addiction treatment is a great type of insurance to have for your Internet addiction. If you have a problem using the Internet incessantly, to the point where you feel you can no longer control the usage and it is having a negative effect on your life, you may suffering from addiction. WellPoint offers coverage for treatment, including allowing you to choose from various types of rehab centers and treatment programs.
Type of Rehabs WellPoint Will Pay For
You have different types of rehab centers to choose from when you choose WellPoint Insurance for Internet addiction rehab. While it is a slightly new type of addiction, it is one that many different facilities are now offering treatment for. Like other addictions, it is important to get help sooner rather than later, and WellPoint offers some exceptional coverage for these programs.
How Much of the Cost of Rehab Is Covered by WellPoint
There is no way to know the exact amount covered by WellPoint until you look at your policy or give them a call. Since there are a wide range of policies at WellPoint that include coverage of rehab for things such as Internet addiction, it might all have different costs that are covered. Your policy might cover 80 percent of the total treatment costs, while another might cover $250 of the total treatment costs. Check with your policy to find out what costs it covers.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
This is always a personal preference and can actually help you decide on the right treatment center. WellPoint has no problem with you getting treatment that costs more than what it covers, as long as you cover the additional costs. In fact, many policies cover a percentage, so it already knows you are going to have some out-of-pocket expenses. If it covers a dollar amount, you can choose from a variety of treatment programs, as long as you understand you are responsible for extra costs. For example, if it covers $150 for a treatment program, and you want luxury treatment that is considerably more, you will pay anything over the initial $150 that is covered.
Inpatient Addiction Treatment vs. Outpatient Therapy
When you begin looking at possible treatment programs and rehab centers for Internet addiction, you will notice that the biggest decision o make is between outpatient and inpatient programs. Outpatient is for anyone who needs to stay at home, whether because you have to keep going to work, or you have children to take care of. You will be responsible for attending support groups and counseling sessions, as well as avoiding relapse. With inpatient programs, you stay in the facility, where you have daily activities, behavioral therapy and meals with other patients of the facility. This is for people who don't feel comfortable avoiding their triggers outside of the facility, or who need a break from their daily life while they tend to their recovery.
Should I Choose a Residential Rehab Center?
"If you have a problem using the Internet incessantly, to the point where you feel you can no longer control the usage and it is having a negative effect on your life, you may suffering from addiction."
Residential rehab centers, also called inpatient rehab centers, are great if you want to be away from daily stresses and focus completely on your recovery. It is one of the covered options by WellPoint Insurance for Internet addiction rehab. Since you probably have multiple ways to use the Internet at home, from your home computer to your mobile phone, it can be hard recovering while at home. If this is the case for you, you might want to consider getting treatment from a residential rehab center.
Will WellPoint Pay for Local Rehab and Out-of-State Treatment?
Most WellPoint insurance policies include coverage for different types of rehab centers, including those that are in your local area and those that might be out-of-state. Read through your policy to get more information about what rehab centers are covered and if you have to pay more out-of-pocket when you choose the long-distance rehab facilities. You will also be responsible for your own travel costs.
Does WellPoint Pay for Private or Luxury Treatment?
Private and luxury treatment are additional options available to you when choosing the right kind of treatment facility. If you want to get help with Internet addiction, but prefer to remain anonymous, you can choose private treatment. You will be kept anonymous, even during group therapy sessions. You will likely also have your own room. WellPoint not only helps to pay for private treatment facilities, but also luxury treatment centers.
What Does Executive Treatment Offer Over Other Rehabs?
When you want to get help from your WellPoint coverage for Internet addition treatment and rehab, you can also choose executive treatment. This is for busy business professionals who have high-powered careers. Executive, CEOs, attorneys and medical professionals often need to continue working while they are seeking residential drug rehab. You can do both by finding an executive treatment center. It will provide you with work space in your room, video conferencing and a computer or tablet to conduct business.
What Treatment Lengths Will WellPoint Pay For?
WellPoint Insurance for Internet addiction rehab pays for different treatment lengths, depending on what your addiction counselor feels is necessary for you. For this type of addiction, going for a month, which is 28-30 days, is common. However, if they think you need longer treatment, you can also get a 60-day and 90-day treatment program covered by your insurance policy. Look at your policy to see if there are limitations with how long it covers treatment
What If I Have No Insurance?
If you do not have insurance and are suffering from Internet addiction, don't worry. You can still get treatment. A wide range of treatment facilities offer free or low cost care to people without insurance. If you do have good income but simply don't have insurance coverage, you can use your credit card or set up an installment program to pay what is needed for recovery.
Using Our Helpline to Determine Your WellPoint Rehab Options
It is often confusing reading an insurance policy and trying to figure out what is and is not covered. If you need assistance figuring out what your WellPoint policy will cover for Internet addiction, give us a call. Our helpline is available for people like you who have WellPoint Insurance and simply need to know what type of coverage you have for rehab. Please give us a call at 1-888-341-7785 when you are ready to discuss your future recovery.
Questions and Answers
Will WellPoint Cover Multiple Rehab Stays?
Yes, WellPoint covers multiple rehab stays for Internet addiction if you need it. If you relapse after leaving rehab, check with your policy to find out more about this additional coverage.
Does Insurance Pay for Aftercare?
Aftercare is part of any treatment program, and an important part, as it includes relapse prevention. You most likely have the aftercare portion covered by your policy.
Could Rehab Make My Insurance Premiums Higher?
Going to rehab does not increase your insurance premium, because it is a party of your substance abuse, addiction and mental health coverage.
Has The Affordable Care Act (Obamacare) Affected Substance Abuse and Mental Health Insurance Coverage?
Thanks to Obamacare, people without insurance are now able to get coverage for substance abuse and mental health coverage. It does not have a negative effect on coverage for rehab.