Does WellPoint Insurance Cover Treatment for Video Game Addiction?
Video game addiction might not seem like a serious addiction, but it can be just as harming to your life as substance abuse and sex addiction. With video game addiction, you become so enthralled with playing video games, that it takes over your life. You lose control over playing the games, which causes you to miss work or school, have no social interactions and put your entire life at risk. WellPoint Insurance for video game addiction rehab offers excellent coverage for treatment for this type of addiction. You can get the help you need, whether you choose inpatient or outpatient care.
Type of Rehabs WellPoint Will Pay For
WellPoint pays for multiple types of rehabs, from basic outpatient care and residential treatment, to private, luxury and executive treatment centers. Each type of treatment center offers you a different benefit and range of amenities. WellPoint will pay for executive treatment if you need to attend to your business while at a residential facility or part of the costs of luxury treatment if you want a more private and upscale setting.
How Much of the Cost of Rehab Is Covered by WellPoint
Since there are so many different health insurance policies provided by WellPoint, there is no way of knowing how much of the costs will be covered. This depends on your individual policy and whether it covers a percentage of your costs, the total costs of certain types of rehabs for video game addiction, or if it covers a dollar amount and leave the rest up to you. Read your policy under mental health and substance abuse coverage to find out exactly how much WellPoint is going to cover for your costs.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
Yes, you can always pay above what is covered by WellPoint Insurance for video game addiction treatment. It is up to you what you pay based on what is already covered. For example, if WellPoint is covering 655 of your treatment costs, you already know that remaining 35 percent is going to be your responsibility. If you want to lower your costs, choose a treatment program that costs less. If you don't mind paying more for private or luxury treatment, you can do that too.
Inpatient Addiction Treatment vs. Outpatient Therapy
"With video game addiction, you become so enthralled with playing video games, that it takes over your life."For your treatment for video game addiction, you will be choosing between inpatient treatment and outpatient therapy. Outpatient therapy allows you to stay at home with your family and get their support, as well as going to work or school as needed. You will also need to visit the treatment facility regularly for behavioral counseling and support groups
With inpatient therapy, you stay in a residential rehab facility for the length of treatment, staying in a room either alone or with another patient. You will have meals, participate in activities and chores, and have regular care by the facility staff.
Should I Choose a Residential Rehab Center?
The residential rehab center, where you stay in the facility for your entire treatment, definitely has its perks. If you feel that you don't have control of your game playing at home, this is something to consider. While it does cost more than outpatient treatment, you are getting more in return. WellPoint coverage for video game rehab and treatment includes coverage for residential rehab centers if you choose this option.
Will WellPoint Pay for Local Rehab and Out-of-State Treatment?
WellPoint Insurance for video game addiction rehab pays for different types of facilities, which may include a local rehab center or one that is out-of-state. In short, yes it does pay for both; however you need to look at your policy. You will be responsible for your travel costs, and the amount covered for long-distance facilities might be more.
Does WellPoint Pay for Private or Luxury Treatment?
Private and luxury treatment is a type of residential treatment that includes additional amenities. Private treatment centers give you more anonymity, which is good if you are a known name, such as being a CEO of a major corporation, public figure or athlete. Luxury treatment typically provides additional benefits, like gourmet meals, holistic care and a spa on site of the treatment center.
What Does Executive Treatment Offer Over Other Rehabs?
Executive treatment is meant for people that have busy careers and cannot stay in a residential treatment center without continuing to work. A common issue with people getting help for addictions is that they can't leave work. If this is the case, you can always go to an executive treatment facility, which offers you business amenities in your room and at the facility. It allows you to keep up with your career while still getting the help you need.
What Treatment Lengths Will WellPoint Pay For?
WellPoint covers different types of rehab centers, as well as different treatment lengths. The level of video game addiction and whether or not you have other addictions as well will determine the right treatment length for you. It might be 30, 60 or 90 days, depending on a number of factors. Your treatment counselor will give you a recommendation or treatment and extend that treatment if they feel it is necessary.
What If I Have No Insurance?
If you do not have insurance that offers coverage of treatment at a local rehab center, don't worry. You can still get treatment as there are non-profit facilities that cater to people on low-income or who do not have adequate insurance coverage. Contact local rehab facilities and ask about other payment options, such as setting up a monthly installment plan, using your credit card to pay for services, or simply requesting more information about free or low-cost services.
Using Our Helpline to Determine Your WellPoint Rehab Options
WellPoint Insurance for video game addiction rehab offers many options, but it might be difficult to determine what your policy allows. Call our helpline if you need help figuring out what is covered under your policy. Our staff can take a look at your policy and tell you what is covered and how much, as well as helping you to find local rehab centers for your addiction. To start your substance-abuse lifestyle, call us at 1-888-341-7785.
Questions and Answers
Will WellPoint Cover Multiple Rehab Stays?
Most WellPoint policies provide coverage for multiple rehab stays for video game addiction, such as if you have relapsed or need additional treatment.
Does Insurance Pay for Aftercare?
As long as aftercare is part of your original treatment program, it should be covered by the WellPoint insurance policy.
Could Rehab Make My Insurance Premiums Higher?
No, there is no reason your insurance premiums should go up just because you needed rehab for video game addiction. However, you need to check with your policy to find out for sure.
Has The Affordable Care Act (Obamacare) Affected Gaming Addiction and Mental Health Insurance Coverage?
The Affordable Care Act is in place to help you get insurance, even if your job does not provide it or you cannot afford it on your own. This has only had a positive effect on substance abuse and mental health coverage, which includes helping you pay for rehab for video game addiction.