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How Can I Go to Rehab Without Insurance?

A lack of health insurance doesn't disqualify you from receiving treatment.

A lack of health insurance doesn't disqualify you from receiving treatment.

Rehab Helps Thousands of Addicts Quit. It Can Help You, Too.

You’ve finally admitted you have a problem and you need help. But money’s tight, and you don’t have the means to pay for rehab – especially since you don’t have health insurance.

Not to fear – you don’t have to let recovery fall to the wayside simply because you can’t afford it. There are low-cost – and even free – options for those who aren’t insured. You just have to be diligent in finding them.

Begin Your Search

First, familiarize yourself with the treatment options available. Do you need inpatient or outpatient services? Inpatient programs are those where you’re required to live at the treatment facility for the duration of the program, while outpatient treatment allows you to receive treatment during the day and go home at night. Determining which option best suits you will help you narrow down your search.

Next, zero in on national service locators. A great resource is the Substance Abuse & Mental Health Services Administration (SAMHSA) website, which provides referrals for local treatment facilities, support groups, and community-based organizations.

Free Rehab Programs

Most states provide funding for rehabilitation services that can be accessed by those with no insurance or income. These centers usually require that the clients qualify by meeting certain requirements, such as a demonstrated lack of income or addiction status and/or need for intervention. To begin this process, one can get in touch with their state or local mental health or substance abuse agency. SAMHSA also maintains a Directory of Single State Agencies (SSA) for Substance Abuse Services that makes it easier for people to determine who to contact.

Another widely recognized and available treatment center offering free drug rehabilitation services is The Salvation Army. For over 100 years, The Salvation Army’s rehab programs provide spiritual, social, and emotional assistance for those struggling with drug and alcohol problems.

Additional Options

Even if free treatment isn’t available, there are other routes you can take to get the help you need. Here’s a look at some of those options:

  • Insurance: Just because the Affordable Care Act (ACA) is under threat of repeal by the Trump administration doesn’t mean you can’t hurry and sign up for insurance in order to get treatment. In fact, a record number of Americans have signed up for 2017 coverage under the ACA. What are you waiting for?
  • Loans: Many treatment centers provide financing, which allows qualifed applicants to pay back the amount in small increments during or after treatment.
  • Friends and Family: Asking for help is hard for anyone – especially when you’re asking for financial help. But you never know who might step up and invest in your recovery. It’s worth a shot.

The bottom line is, there are ways to get the help you need if you don’t have the cash. Don’t let a lack of money stop you from living the sober life you deserve!

Additional Reading:   9 Practical Tips to Help Pay the Bills While You’re in Rehab

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What Are Your Thoughts on this Topic?

  • Dawn Koenig

    Help no insurance

  • Dawn Koenig

    My health insurance was recently cancelled and I cannot afford my medications. I recently relapsed bc if the stress and tried heroin. I want to get off of it and get my life back. The only rehab I’ve ever been to is the one I would feel most comfortable going back there.
    Will they take me without insurance?
    Please help!! I’m getting more and more sick and have no one to help me

    • http://mylifeas3d.blogspot.com/ DeanDD

      Dawn… I suggest calling the rehab you want to go to and asking them if they would take you without insurance. You can also use the Substance Abuse and Mental Health Services Administration’s (SAMHSA) treatment locator tool. All you have to do is put in your zip code and it will return a list of treatment facilities in your area. By checking the information for each place, you can see which ones offer low-cost or no-cost treatment. It’s not a perfect system, but the SAMHSA tool makes it a bit easier. Here’s the link: link to findtreatment.samhsa.gov