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Aetna Insurance Coverage for Video Game Addiction
(Please note: Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by Aetna.)
Does Aetna Insurance Cover Treatment for Video Game Addiction?
“Someone addicted to video games might begin skipping school, calling off of work, no longer engaging in social activity, and putting their finances, career and personal relationships at risk.” Video game addiction may be a fairly new addiction, but that doesn’t mean it isn’t serious. Like many other addictions, video game addiction involves compulsive acts that get in the way of the person’s life. Someone addicted to video games might begin skipping school, calling off of work, no longer engaging in social activity, and putting their finances, career and personal relationships at risk. This person doesn’t just enjoy video games, but he feels compelled to play them. This is the classic definition of addiction, and getting treatment for video game addiction is covered by Aetna Insurance under its mental health policy.
Type of Rehabs Aetna Will Pay For
If you need to go to a rehab center for video game addiction, you will have a choice between different types of facilities. There are outpatient programs that let you stay at home while receiving treatment but require you to visit local support groups and meet with your counselor on a regular basis. If the video game addiction is combined with other addictions or mental disorders, your doctor might recommend you being admitted to an inpatient rehab facility. This type of facility may also be covered by your Aetna insurance policy, but it depends on the type of policy you have. If it is important that as much of your stay is covered by insurance, contact Aetna before deciding what rehab facility suits you best.
How Much of the Cost of Rehab Is Covered by Aetna
The cost of rehabilitation for video game addiction, and what is covered by Aetna, is entirely dependent on the individual situation. If you go to inpatient treatment, it is naturally going to cost more than outpatient care, as you are receiving more services. If your Aetna policy covers a percentage of the costs, expect to pay more out-of-pocket for these additional services. Some policies might cover a certain percentage of rehab for video game addiction, while others cover a set dollar amount of care. This is something to find out before you enter a rehabilitation facility for your addiction.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
Aetna insurance allows it policyholders to receive the care they need for video game addiction and pay out-of-pocket for additional services. Like other insurance policies, Aetna will have a set limit of coverage for addiction treatment. Some policies restrict you to outpatient facilities, while others cover a dollar amount of treatment or a percentage. If you choose outpatient treatment and receive additional services that go beyond what Aetna pays for, you will need to make up the difference with your own money. Choosing these extra services is a way to say you volunteer to pay the extra costs.
Inpatient Addiction Treatment vs. Outpatient Therapy
When it comes to treatments for video game addiction, you can choose between outpatient and inpatient treatment. Inpatient treatment, also known as residential treatment, requires you to stay in the facility until your treatment is over. If you don’t have much control over your addiction or want to stay away from your triggers at home, this might be a better option for you. The facility provides you with lodging, meals and social activities — not to mention treatment. If you think you will do fine at home but still need treatment for your addiction, you can choose outpatient therapy. You stay at home, continue going to work and school and have access to your daily responsibilities. You still must meet with your counselor and attend support groups as recommended.
Should I Choose a Residential Rehab Center?
Residential rehab centers, frequently called inpatient treatment facilities, are those that require you to stay in the center until your treatment is over. It helps relieve triggers and temptations in the outside world. With video game addiction, just being at home can be a huge trigger. By staying in a residential facility, you don’t have access to video games, and you can focus more on getting better.
Will Aetna Pay for Local Rehab and Out-of-State Treatment?
Aetna pays for a variety of treatment facilities for video game addiction, including local and long-distance facilities. If you live in a small town, you might need to travel a bit to find the facility that is right for you. Look at the details of your policy to see what other locations Aetna can cover. It is possible that the best treatment center is out of state, and you need to travel to stay there until treatment is over.
Does Aetna Pay for Private or Luxury Treatment?
Aetna is known for being flexible when it comes to the types of treatment facilities they will cover. If you want to go to a private treatment facility where others don’t know you are there or get luxury amenities and food prepared by a world-renowned chef, you can do so. Aetna covers these facilities too, though you might end up paying more out-of-pocket because they are more expensive than other types of treatment facilities for video game addiction.
What Does Executive Treatment Offer Over Other Rehabs?
Executive treatment centers are not exactly the same as traditional video game addiction facilities. They are for busy business professionals that find it difficult to get away from daily life and work stresses. This can make it hard to focus on overcoming your video game addiction. The facility allows you to relax and have the privacy you need, while still being able to work while you receive treatment.
What Treatment Lengths Will Aetna Pay For?
Aetna pays for varying lengths of treatment, since it understands video game addiction might require, one, two or three months in order to get successful treatment.
What If I Have No Insurance?
If you don’t have insurance or coverage for video game addiction, don’t worry. There are still options available to you. Some facilities are not-for-profit and take people of all income levels, while others will have payment plans or take different payment methods. You can still get the treatment you need even if you don’t have insurance coverage.
Using Our Helpline to Determine Your Aetna Rehab Options
It can be confusing looking through a large insurance policy and find what information you need. If you need any kind of assistance, simply call our helpline at 1-888-716-9806 during normal business hours. We will look up your policy for Aetna and let you know what your coverage is for video game addiction and other mental health disorders. We can provide you with a list of rehab centers Aetna approves, as well as how much of the costs will be covered.
Yes, most Aetna insurance policies will cover multiple stays at an approved rehabilitation center. If you have received treatment for video game addiction and your counselor believes you need an additional stay, check your policy to see exactly what is covered.
When rehab treatments for video game addiction are covered, this also includes aftercare. Rehabilitation for addiction does not stop when you are released from the treatment facility.
No, you do not have to worry about paying more for insurance just because you went to rehab. Video game addiction treatment is covered under mental health coverage. Your premiums will not increase by taking advantage of this benefit.
The Affordable Care Act has been a good thing for mental health and substance abuse coverage because people who did not have insurance access before now have a way to get their treatment covered.