(Please note: Rehabs.com strives to provide you with the most updated information on each carriers' addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by AmeriHealth.)
"Your coverage may vary depending on the type of AmeriHealth plan you have and on your place of residence."If you have an AmeriHealth insurance plan and you are struggling with an addiction to drugs or alcohol, you may be wondering whether or not AmeriHealth covers detox services. Your coverage may vary depending on the type of AmeriHealth plan you have and on your place of residence. Currently, it offers five different types of plans, including:
- Individual plans
- Family plans
- Medicare plans
- Plans for businesses with more than 50 employees
- Plans for businesses with less than 50 employees
Does AmeriHealth Cover Rehab?
If your individual AmeriHealth policy covers detox, it doesn't necessarily cover rehab. If your plan covers rehab, it may be offered as part of your policy's mental health services. Due to this, your insurance may cover some of your treatment costs, but not all of them. For instance, it may cover the cost of your therapy, but not the cost of staying at a luxury rehab facility, since luxury treatment isn't usually deemed medically necessary.
Addiction Treatment Length AmeriHealth Will Cover
The length of the treatment plan may be something that your insurer considers when it is determining whether or not it will cover your treatment. In some cases, it may cover a treatment plan with a short duration, but it may resist covering a longer treatment plan.
Ideally, you should try to have your insurer cover as much treatment as possible. According to the National Institute on Drug Abuse, addicts should plan to spend at least a month in treatment. Spending such an amount of time in a private rehab facility increases the chances that your rehab will be successful.
If you have your insurance through your employer, there is no need to worry about your privacy. When you use your coverage for addiction treatment, it is always confidential and discreet.
Specialty Alcohol and Drug Treatment Through AmeriHealth
There are public facilities that offer a wide range of treatment options. However, some addicts may need special treatment from a luxury facility. If you have a mental health issue, for instance, you must find a treatment plan that can address those issues. If you need to work while in treatment, you may need to find a facility with executive amenities. If privacy is important to you, a good fit is an exclusive facility that is very selective about whom it admits into its program.
Insurance for Inpatient Addiction Treatment vs. Outpatient
When you decide to get treatment for a drug or alcohol addiction, you will need to decide between an inpatient or an outpatient facility. With an outpatient program, you will be able to live and work as normal while you receive treatment for your addiction. Some addicts need a complete break from their lives while they pursue treatment, and in that case, a residential program is more suitable. Your AmeriHealth insurance plan may cover either inpatient or outpatient care depending on your plan.
How to Cover What Insurance Won't
If you need addiction treatment that your insurance won't cover, there are other options available. Your insurance provider may be willing to pay for certain services and to give you a discount on services that it does not cover. Even without insurance coverage, you can still get treatment. Many facilities offer payment plans and other financing options to help you get the care you need.
Verifying Coverage and Finding the Best Treatment
"Even without insurance coverage, you can still get treatment."
If you have questions about what your AmeriHealth insurance plan covers, we would love to speak with you. Our knowledgeable agents are ready to answer your calls 24/7. All you need to do is pick up the phone and call 1-888-341-7785. When you call, we will verify your coverage, answer your questions and help you find the best treatment plan.