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Health Net Insurance Coverage for Internet Addiction
In today’s world, the internet is often a part of daily life — people use it for work and for fun, for research and for communicating with friends. But there comes a point where, sometimes, internet use becomes excessive and interferes with daily life instead of augmenting it. Although internet addiction is a very real issue, it is one that has yet to be recognized by either the medical or psychiatric communities, and as such, it is little-studied. A Boston College study from 2003 regarding college student internet usage found that many people (among both male and female undergraduate students) reported an alarming number of dissociative episodes (such as losing time or accidentally remaining online longer than originally intended.
Does Health Net Insurance Cover Treatment for Internet Addiction?
Health Net does not cover costs for internet addiction treatment. Unfortunately, although internet gaming addiction is an area being explored as a potential disorder, this affliction remains undiagnosable as either a medical or psychological problem. Internet addiction (without the gaming component) is similarly not an affliction which can be officially diagnosed.
What Kind of Coverage Does Health Net Insurance Offer for Internet Addiction Treatment?
Health Net does not cover internet of social media addiction treatment, as such treatments are currently regarded as “experimental” in nature, and there are no diagnostic criteria for the addiction itself. Health Net may cover costs for problems that accompany or are related to internet addiction, such as depression, but will not cover costs for the treatment of the addiction itself.
Types of Rehabs Health Net Will Pay For
Health Net does cover a variety of rehab options, although none that are specifically aimed at treating internet addiction are covered under their behavioral health plans. Health Net does pay for substance abuse and eating disorder rehab, as well as inpatient and outpatient care for other psychological issues such as personality or mood disorders.
How Much of the Cost of Rehab Is Covered by Health Net?
Health Net does not offer any coverage for internet addiction treatment, but will often cover (at least in part) treatment received for related mental health struggles, such as substance abuse problems, anxiety disorders and mood disorders.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
If your insurance carrier refuses to pay for your treatment costs, you still have the option of private payment. Internet addiction treatment providers know that most insurance companies do not offer coverage for their services, and as such, they are generally willing to work out a payment plan so that you can get the treatment you need without having to fret about coming up with all of the money at one time.
Inpatient Internet Addiction Treatment vs. Outpatient Therapy
” Although internet addiction is a very real issue, it is one that has yet to be recognized by either the medical or psychiatric communities, and as such, it is little-studied.”
Inpatient options for internet addiction treatment are very limited, with extremely few facilities offering inpatient services geared specifically toward internet addiction. However, if your internet addiction has led to or is coexistent with another disorder — like depression — you may be able to receive inpatient treatment for that disorder and have Health Net cover some or all of the associated costs.
Outpatient treatment for internet addiction involves individual or group therapy on an outpatient basis, allowing you to return home at the end of the day and remain involved in your usual daily activities while still obtaining the treatment you want and need for your addiction.
Should I Choose a Residential Rehab Center?
There are few residential rehab facilities aimed at treating internet addiction. However, there are some centers in the United States that offer one-month treatment programs for people who suffer from internet or social media addiction. Unfortunately, the costs associated with treatment received at these facilities are not covered by Health Net or most other insurance carriers.
Will Health Net Pay For Local Rehab and Out-of-State Treatment?
Health Net does not offer coverage for internet addiction treatment at any location. However, you can acquire treatment and have the costs partly or wholly covered for mental health concerns that may co-occur with your addiction, such as episodes of severe depression.
Does Health Net Pay for Private or Luxury Treatment?
Health Net does not offer coverage for treatment obtained through private facilities offering luxury treatment. These facilities recognize that many insurance carriers do not cover their costs and are more often than not willing to offer financing options for people in search of luxury treatment options.
What Does Executive Treatment Offer Over Other Rehabs?
Executive treatment is a relatively new concept that builds upon what traditional rehabs offer. While traditional rehab tends to keep you in seclusion from the outside world while you recover from your addiction, executive rehab gives the option of continuing to work while you receive treatment. In this way, you can continue to perform the vocational duties that are required of you without having to sacrifice the quality and intensiveness of treatment that you desire.
What Treatment Lengths Will Health Net Pay For?
Health Net does not pay for internet addiction treatments of any length. However, if you require treatment for a co-occurring disorder such as major depression, Health Net may cover your treatment costs for varying treatment lengths, up to and including a one-month stay in a residential rehab facility.
What If I Have No Insurance?
If you do not have health insurance, the door to treatment is still open to you. Because internet addiction is not covered by most insurance companies, providers who offer treatment services for this addiction understand that you may not be able to cover the entire cost of treatment all at once. These providers will generally offer financing alternatives so that you can get the help you need without having to worry about where the money will come from.
Using Our Helpline to Determine Your Options for Internet Addiction Rehab with Health Net Insurance
If you feel lost on the road to recovery, don’t hesitate to reach out for help. Call 1-888-716-9806 to speak to someone about what options you may have for internet addiction treatment. An operator is waiting to take your call and help you find your way on the road to addiction recovery.
Questions and Answers
- Will Health Net Cover Multiple Rehab Stays?
Health Net does not cover rehab for internet addiction, but may cover multiple inpatient or residential stays for co-occurring mental health concerns, such as depression.
- Does Insurance Pay for Aftercare?
Health Net does not pay for aftercare for internet addiction treatment, but may cover some or all of the costs associated with treatment for comorbidities (such as mood disorders or personality disorders that exist alongside your addiction).
- Could Rehab Make My Insurance Premiums Higher?
Rehab stays usually do not cause insurance premiums to rise. It generally takes multiple claims of a certain type filed by a large number of people in a short period of time for premiums to go up — that is, premiums usually rise according to trends rather than according to individual claims filed.
- Has The Affordable Care Act (Obamacare) Affected Mental Health Insurance Coverage?
The Affordable Care Act and its accompanying Mental Health Parity and Addictions Equity Act have had a beneficial effect overall on mental health insurance coverage. However, since internet addiction is not regarded as a diagnosable behavioral health disorder, the provisions afforded under the ACA unfortunately do not apply to this particular problem.