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Health Net Insurance Coverage for Video Game Addiction
Addiction can come in many forms, and not all of them involve chemical dependency on substances such as drugs or alcohol. According to a study published in Translational Psychiatry, frequent video game playing appears to alter neural activity from the norm in brain areas associated with risk and reward — just like drug addiction. In fact, one neuroscience study found that dopamine levels of people playing video games were similar to the dopamine levels of people who had just been injected with amphetamines — findings which seem to point to the addictive potential that video gaming can have.
Does Health Net Insurance Cover Treatment for Video Game Addiction?
Because video game addiction is recognized by neither the medical community nor psychiatric community as an official diagnosis, Health Net does not offer coverage specifically for video game addiction treatment. However, video game addiction often comes with a set of problems that underlie the addiction itself, such as mood disorders or personality disorders. Health Net does offer coverage for treatment of these conditions which may accompany your addiction.
What Kind of Coverage Does Health Net Insurance Offer for Video Game Addiction Treatment?
Health Net does not cover treatment for video game addiction itself, but it does usually cover some or all of the rehab costs associated with any comorbidities that may go hand-in-hand with the addiction. For example, if your addiction has led you to experience a major depressive episode, Health Net will cover the costs of treating your depression.
Types of Rehabs Health Net Will Pay For
Rehab options for people who are addicted to video games are sadly quite limited, but more and more psychologists and counselors are coming to recognize video game addiction as a problem that needs specialization. Because video game addiction is not a diagnosable medical or psychiatric condition, Health Net will not pay for rehab associated solely with the addiction. However, if, for example, the addiction has led to depression or suicidal ideation, Health Net does offer coverage for the treatment of these conditions that may be part of living with your addiction to video games.
How Much of the Cost of Rehab Is Covered by Health Net?
If you seek rehab for depression or another disorder which is linked to your gaming addiction, Health Net may pay some or all of the costs associated with treatment. However, Health Net does not offer coverage for rehab specifically for video game addiction, as gaming addiction has yet to be recognized as a mental health diagnosis.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
If your insurance provider refuses to pay costs associated with your gaming addiction rehab, you have the option of self-pay for services received. Because treatment can be lengthy and intensive, it can also be expensive. Luckily, many treatment providers recognize that most insurance companies will not cover gaming addiction rehab, and that most people cannot afford to pay the bill for their treatment all at once. Many treatment providers will offer a payment plan as an option so that you can get the help you need without financially bankrupting yourself.
Inpatient Video Game Addiction Treatment vs. Outpatient Therapy
“In fact, one neuroscience study found that dopamine levels of people playing video games were similar to the dopamine levels of people who had just been injected with amphetamines…”
Inpatient options for people who are addicted to video gaming are few and far between. However, if gaming addiction has led you to experience other forms of psychological distress, such as depression or panic attacks, and you feel that your life has become too perilous to navigate alone, inpatient treatment for those issues may be a plausible option for you.
More and more therapists are offering outpatient psychotherapy and counseling services for people with video game addiction, because even though the addiction is not listed in the DSM as an official diagnosis, psychology professionals recognize gaming addiction as a very real and growing problem. Outpatient therapy is an available option for those who need help with their addiction but want to remain freely able to interact with their families, friends and co-workers.
Should I Choose a Residential Rehab Center?
A residential rehab center is an option for people who are addicted to gaming. However, there are few facilities that offer treatment services specifically catering to video game addiction. As the addictive potential of video gaming gets more notoriety, more facilities are offering gaming addiction treatment services. In order to receive treatment at a facility whose services are tailored to gaming addiction, you may need to travel out-of-area.
Will Health Net Pay For Local Rehab and Out-of-State Treatment?
Health Net does pay for both local and out-of-state treatment services; however, because video game addiction is not recognized as an officially diagnosable condition, Health Net will not pay for rehab specifically for this addiction, either in-state or out-of-state. If you have comorbidities associated with your addiction, Health Net will offer coverage for treatment of these problems through counseling or inpatient treatment, sometimes even if the treatment provider is out-of-area or out-of-network.
Does Health Net Pay for Private or Luxury Treatment?
Health Net does not pay for treatment at most private facilities that offer luxury treatment. Also, the options for luxury treatment for video game addiction are unfortunately very sparse due to the addiction not being recognized by the psychiatric and medical communities as a diagnosis.
What Does Executive Treatment Offer Over Other Rehabs?
Executive treatment is a special type of rehab designed to allow high-level businesspersons the freedom to continue performing their job-related obligations while receiving the level of care they need in order to begin overcoming their addictions. Traditional rehab facilities are often “locked down” and place very strict limits on outside interaction, whereas executive rehab offers the ability to continue performing the crucial tasks you need to perform in order to stay employed and keep your business afloat.
What Treatment Lengths Will Health Net Pay For?
Health Net does not pay for the treatment of video game addiction alone, but if you are experiencing other psychological complications as a result of your addiction, Health Net may offer complete or partial coverage for varying treatment lengths, from partial-day hospitalization to inpatient hospitalization, as well as longer stays in treatment facilities up to one month.
What If I Have No Insurance?
Lack of insurance does not mean that help is out of reach. If you are not insured, many doctors and specialists who treat video game addiction will work with you to come up with a payment plan, so that you can get the treatment you desire and get your life back without having to pay all at once.
Using Our Helpline to Determine Your Options for Video Game Addiction Rehab with Health Net Insurance
If you need help with recovering from your addiction to video games but aren’t sure if your insurance will cover the treatment you want and need, call 1-888-716-9806. There are people at the other end of the line waiting to take your call and help you sort out your gaming addiction treatment options.
Questions and Answers
- Will Health Net Cover Multiple Rehab Stays?
Health Net does not cover multiple rehab stays for video game addiction treatment due to the condition not being recognized as a psychiatric or medical disorder.
- Does Insurance Pay for Aftercare?
If you are co-diagnosed with depression or another psychiatric condition in the course of your addiction treatment, Health Net will usually cover some or all of the bills for aftercare, such as psychotherapy and prescribed medication such as antidepressants or neuroleptics.
- Could Rehab Make My Insurance Premiums Higher?
Your stay in a rehab facility is very unlikely to be the cause of a boost in premium costs, as insurance premiums do not usually go up due to the filing of a claim by one person.
- Has The Affordable Care Act (Obamacare) Affected Mental Health Insurance Coverage?
Although mental health insurance coverage has broadened greatly under the Affordable Care Act and Mental Health Parity and Addiction Equity Act, video game addiction treatment remains uncovered by most insurance companies because it has yet to be recognized as a diagnosable illness.