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Highmark Insurance Coverage for Video Game Addiction
Although video games addiction is not what many consider a standard form of addiction, it is still a serious problem that can create havoc in an addict’s life. Recently a study discovered something alarming, nearly 1 in 10 youth gamers addicted to video games1 making this an problem that plagues possibly 9.8 percent of today’s youth. Although the numbers aren’t in for the adults yet, this news is alarming. If it is time to get help then it is wise to explore different insurance options for video game addiction and for that you’ve come to the right place.
What Kind of Coverage Does Highmark Offer for Video Game Addiction?
The amount of coverage offered by Highmark Insurance for video game addiction varies. For one, since Highmark Insurance is comprised of numerous smaller regional offices, all of these offices offer different coverage. The other major variable is what type of plan an individual chooses. The difference in coverage just within one carrier is why it is so important to pick out the right insurance to give a patient the best insurance possible for recovery.
Type of Rehabs Highmark Insurance Will Pay For
Trying to research what type of treatments Highmark Insurance for internet video game addiction rehab(s) can seem complicated on the surface, but there are two major guidelines that will tell you what Highmark Insurance does or does not cover. Here are the two questions you can ask to help figure out if Highmark Insurance offers coverage for the form of treatment/rehab you are considering.
Is the rehab facility in-network with Highmark Insurance?
Insurance carriers only cover offices, hospitals and facilities that are in-network with the insurance company. All the other facilities are considered something called “out-of-network”. When a facility is out-of-network, an insurance company will either cover part of the cost or none of the rehab cost depending on your plan.
Is the rehab considered a traditional form of treatment?
Any alternative healing or luxury treatments are not covered by any insurance carriers, including Highmark Insurance. This excludes things like acupuncture, executive treatment facilities, Reiki, etc. When in doubt, check with the insurance carrier to see if they cover the treatment/rehab.
How much of the Cost of Rehab is Covered by Highmark Insurance?
How much Highmark Insurance covers for video game addiction treatment really depends on which plan you end up getting. Each plan has different specification as to what you and the insurance company are required to cover. This is why it is important to pay attention to all of the small details when you are shopping for different types of insurance.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
Yes. Insurance carriers cannot limit you on seeking out any form of treatment. You will of course have to pay for the treatment out-of-pocket, but for some patients it is worth paying a little extra for a treatment suited for their particular needs.
Inpatient Addiction Treatment vs. Outpatient Therapy
“Recently a study discovered something alarming, nearly 1 in 10 youth gamers addicted to video games making this an problem that plagues possibly 9.8 percent of today’s youth.”
Whether inpatient addiction treatment or outpatient therapy is more appropriate for a patient really depends on the individual’s medical, professional and personal background. Highmark insurance coverage for video game addiction rehab/treatment extends to both of these forms of treatment, so insurance does not need to be considered when patients and doctors decide which treatment is best.
Should I Choose a Residential Rehab Center?
Whether or not a patient wants to go with a residential rehab center to treat videogame addiction is something that should be discussed between a patient and a doctor. These types of facilities do provide professional medical and psychological support to a patient 24/7, but not everyone can afford to take the time from their family, career, etc.
Will Highmark Insurance Pay for Local Rehab and Out-of-State Treatment?
Highmark Insurance for video game addiction rehab(s) covers both local and out-of-state facilities as long as the said facility is in-network. Check with the particular facility and your insurance carrier to see if it is in-network with the insurance carrier.
Does Highmark Insurance Pay for Private or Luxury Treatment?
Highmark Insurance for video game addiction rehab(s) unfortunately does not pay for private or luxury treatments. The reason for this is that insurance carriers try to provide insurance for the most basic treatments to keep all-around premiums low, so if patients want these services, they unfortunately will have to pay for them out-of-pocket.
What Does Executive Treatment Offer Over Other Rehabs?
There are many different things that executive treatments offer over regular rehab, because these types of facilities are designed with the specific needs of working professionals and public figures. Here are the features that make executive treatment different from standard rehab:
- Privacy is Considered a Top Priority
- Patient Allowed to Contact Clients, Co-Workers, etc for Work-related Purposes
- Customized Treatment Plans
- Interaction with Peer Group in Similar Demographic
- Staff Offers Expertise in Caring for Unique Needs of Executives
What Treatment Length will Highmark Insurance Pay for?
Highmark Insurance for video game addiction treatment will cover the length of treatment that is deemed necessary from a medical professional. On average, treatment for addictions run anywhere from thirty to ninety days.
What If I Have No Insurance?
Just because an individual does not have insurance doesn’t meant that they cannot get treatment for their video game addiction. There are multiple options for individuals with different budgets. For lower income individuals you can apply for Medicare or admittance into a Public Health Facility. For those who do not qualify as low income, you will have to wait until enrollment for insurance opens up or pay for the treatment without the help of insurance.
Using Our Helpline to Determine Your Highmark Insurance Rehab Options
We get that this is a whole lot of information to take in, and it is no easy task to do research for the innumerable amount of insurance carriers and plans available. If you need help to sort through all of this information, do not hesitate to give us a call at 1-888-716-9806. Our staff will help get you on track with the right insurance that offers the best coverage for video addiction treatment.
Frequently Asked Questions
- Will Highmark Insurance Cover Multiple Rehab Stays?
Highmark Insurance will cover as many stays to rehab that are deemed necessary by a doctor.
- Does Insurance Pay for Aftercare?
It depends on the individual case.
- Could Rehab Make My Insurance Premiums Higher?
It is illegal for insurance carriers to raise premiums on people who receive addiction treatment.
- Has The Affordable Care Act (Obamacare) Affected Gaming Addiction and Mental Health Insurance Coverage?
It is now required by law that every insurance carrier offer coverage for video game addiction and other mental health issues.