Does My Substance Abuse Insurance Coverage Pay for Treatment
If you or a loved one is struggling with a drug or alcohol addiction, it may be time to get help, and the first step is often detox.”If you have substance abuse treatment insurance, your policy will most certainly cover the cost of detox services.
In fact, most insurance policies cover detox services for alcohol, but unfortunately, many plans do not cover detox services for other drug abuse. If you or a loved one is struggling with a drug or alcohol addiction, it may be time to get help, and the first step is often detox. When you call us, we can help you determine whether your insurance covers detox.
Does Insurance Cover Rehab?
Whether or not your insurance covers rehab depends on your specific plan and the type of benefits you have purchased. In many cases, your insurance providers may be willing to cover rehab as part of your mental health coverage.
Rehabs.com, an American Addiction Centers resource, has a relationship with many insurance companies and may be able to help you get into one of our facilities. Reach out to one of our admissions navigators +1 (888) 341-7785 or head to our benefits verification page to find out if you have coverage.
Addiction Treatment Length Insurance Will Cover
Your insurance provider may or may not be willing to cover the entire duration of your time in a private rehabilitation facility. In some cases, insurance providers are more than willing to cover the entire length of the treatment plan, while in other cases, they will only cover a portion of your stay in a treatment facility.
Regardless of the length of treatment that your insurance policy covers, your provider will be confidential and discreet about your time in treatment.
Specialty Alcohol and Drug Treatment
If you do not have insurance, you may be able to get help through a publicly funded facility. However, these facilities may not have all of the amenities that you need to relax and recover.
By choosing a specialty or executive facility, you ensure that you get the treatment you need and the amenities you deserve. Depending on your unique needs, you may need a specialty facility that can treat your mental health issues, or you may need a luxury facility with spa-like amenities that will allow you to really relax. The amenities that are covered by different insurance providers vary but may include any of the following:
- Yoga classes
- Anger management training
- Exercise facilities
- Private rooms
Insurance for Inpatient Addiction Treatment vs. Outpatient
When you decide to get medical help for your addiction, one of the first decisions you will make will be between inpatient and outpatient care. If you choose inpatient treatment, you will stay in a residential facility, where you will relax while attending counseling or group therapy sessions.
If you decide to enroll in an outpatient program, you will continue to live your regular life while spending some time on therapy or group meetings.
The cost of alcohol or drug addiction treatment may appear to be an obstacle, but we are here to help. Insurance may cover all or some of your rehab.
Find out if your insurance covers long-term addiction rehabilitation.Check Online Now
How to Cover What Insurance Won’t
According to the National Institute on Drug Abuse, lack of insurance is one reason why there is a gap between the number of people who need rehabilitation services and the number of people who get those services.
If your insurance policy does not cover the rehabilitation services that you need, other options are available. Many rehab treatment facilities are willing to offer payment plans or installment billing to help ease the burden of paying for treatment.
Verifying Coverage and Finding the Best Treatment
“Many rehab treatment facilities are willing to offer payment plans or installment billing to help ease the burden of paying for treatment.”
If you are ready to learn which type of treatment your insurance covers, we would love to help you. Our knowledgeable advisors are standing by to answer your calls. We will verify your coverage for you and help you find the treatment that is right for your circumstances.
We can even help you explore alternative financial options if your policy doesn’t cover the care you need. All you need to do is pick up the phone and call us at 1-888-716-9806.