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UnitedHealth Insurance Coverage for Video Game Addiction
Does UnitedHealth Insurance Cover Treatment for Video Game Addiction?
UnitedHealth Insurance for Video Game Addiction Rehab has strong coverage options. UnitedHealth Insurance covers video game addiction treatment, which is a growing problem in the United States. Experts estimate that as many as 8.5 percent of American youth are addicted to video games, and that number continues to grow. Males are generally more apt to become addicted to video games than females, but the issue can affect anyone. Patients suffering from video game addiction typically have a difficult time relating to people in the real world and use excessive video gaming to cope with mental and emotional issues. UnitedHealth covers rehab stays for patients suffering from video game treatment, usually with inpatient or outpatient rehab being the recommended course of treatment.
Type of Rehabs UnitedHealth Insurance Will Pay For
UnitedHealth Insurance for Video Game Addiction Treatment will pay for several different forms of rehab, and the choice of which to attend is left up to the patient. Inpatient programs, outpatient programs, aftercare and at home care are all covered under UnitedHealth Insurance. Patients should consult their doctor and their individual insurance plan to determine what form of rehab best fits their personal needs.
How Much of the Cost of Rehab Is Covered by UnitedHealth Insurance?
UnitedHealth Insurance for Video Game Addiction Rehab is a benefit that is seeing increased usage. UnitedHealth Insurance covers a specific amount of each video game addiction patient’s rehab process, depending on the type of insurance purchased. The most expensive form of insurance, the Platinum Copay Select Plan, has a $750 deductible and a coinsurance plan that requires pay 10 percent of medical costs after the deductible has been met. The Bronze Copay Select Plan, the cheapest plan on the market, has a $5,500 deductible and requires that patients pay 20 percent of medical costs after the deductible has been met. There are several other plans, and choosing one is a personal decision for each patient.
Can I Pay Above What My Insurance Will Provide to Receive Treatment?
UnitedHealth Insurance patients are allowed to pay above what their premiums will provide if they so choose. Typically, this is not recommended for patients with health insurance. However, UnitedHealth Insurance will not take any adverse action against patients that choose to do so.
Inpatient Addiction Treatment vs. Outpatient Therapy
“Experts estimate that as many as 8.5 percent of American youth are addicted to video games, and that number continues to grow.”
UnitedHealth Coverage for Video Game Treatment is comprehensive and allows for both inpatient and outpatient programs. Outpatient programs require patients to meet a medical professional for a specific time period each day, but patients do not stay overnight in a facility. Patients attending an inpatient program are required to stay overnight and must meet several criteria in order to advance within the program towards their release from the facility. Inpatient programs are typically regarded as more structured. Outpatient programs have less structure, but allow patients more freedom as they complete rehab.
Should I Choose a Residential Rehab Center?
UnitedHealth Insurance for Video Game Addiction Treatment allows patients to select from different rehab programs. Selecting a residential rehab center is a choice made by each patient. Residential rehab centers, or inpatient programs, typically are more rigidly structured than outpatient programs or executive treatment centers. Patients should talk with family and a primary doctor to determine the best course of action.
Will UnitedHealth Insurance Pay for Local Rehab and Out of State Treatment?
UnitedHealth Insurance will pay for both out of state treatment and local treatment, but patients should check with the facility as well as their individual insurance plan to make sure costs are satisfactory. Out of state treatments can be more expensive than local treatments.
Does UnitedHealth Insurance Pay for Private or Luxury Treatment?
Yes, UnitedHealth Insurance pays for both private and luxury treatments, but not all facilities accept UnitedHealth Insurance. Patients should check with their provider and consult with the facility in question before making any reservations. Some private and luxury treatment facilities are not willing to accept UnitedHealth Insurance.
What Does Executive Treatment Offer Over Other Rehabs?
While inpatient programs are typically very rigidly structured, executive treatment centers offer the ability to communicate with colleagues in the workforce. Executive treatment centers allow patients to continue working at their pace, using their cell phones, tablets, laptops and other electronics that would not be allowed at a traditional inpatient facility. Executive treatment facilities are growing in popularity with professionals.
What Treatment Lengths Will UnitedHealth Insurance Pay For?
UnitedHealth Insurance will pay for any treatment duration, as long as the treatment’s total length is no longer than 60 days. UnitedHealth Insurance will not pay for any period of time stayed in a rehab facility past 60 days. Most patients find 60 days a sufficient time in order to complete their stay in a rehab facility. However, patients can choose from a number of different time periods. The traditional rehabilitation durations are listed below:
- 28-30 Day Residential Programs (1 Month)
- 60 Day Residential Programs (2 Months)
- 90 Day Residential Programs (3 Months)
What If I Have No Insurance?
Patients without insurance can still attend rehab facilities. If a patient does not have insurance, the facility in question can assist by offering a payment plan. If the patient accepts the payment plan, payments can be made over a period of months instead of all at once.
Using Our Helpline to Determine Your UnitedHealth Insurance Rehab Options
If you are interested in going to rehab for a video game addiction, you can get help. Give us a call at 1-888-716-9806 and we’ll work with you to get you into the right program for your needs. A helping hand is only a phone call away, so contact us today and take the first steps away from addiction.
Questions and Answers
Will UnitedHealth Insurance Cover Multiple Rehab Stays?
Yes, so long as the cumulative total of rehab days is at 60 or below.
Does Insurance Pay for Aftercare?
Yes, UnitedHealth Insurance pays for aftercare.
Could Rehab Make My Insurance Premiums Higher?
No, attending rehab will not raise a patient’s insurance premiums.
Has The Affordable Care Act (Obamacare) Affected Substance Abuse and Mental Health Insurance Coverage?
Yes, the Affordable Care Act has helped to level the playing field in the health industry by bringing mental health and substance abuse treatment costs in line with other prices in the healthcare sector.