(Please note: Rehabs.com strives to provide you with the most updated information on each carriers' addiction insurance coverage but policy changes and errors do occur. Please check with our help line representatives or your insurance carrier directly to confirm coverage levels.)
Does Blue Cross and Blue Shield Association Cover Detox Services?
"During the detox phase, your brain adjusts to the lack of alcohol or another substance in your body."
Blue Cross and Blue Shield has dozens of different policies across the country. Its Federal Employment Program covers inpatient professional visits, which can include detox. During the detox phase, your brain adjusts to the lack of alcohol or another substance in your body. Symptoms of withdrawal can include feeling sick to your stomach and irritability, but those symptoms usually dissipate within a few days.
Does Blue Cross and Blue Shield Association Cover Rehab?
Blue Cross and Blue Shield Association covers rehab, but it all depends on your policy. The Federal Employee Program covers group and individual therapy sessions that you attend during outpatient rehab, but you're responsible for the copay. The company does require precertification, so you must must go through this before seeking residential treatment. If you do not go through this process, you'll pay a fee of $500. Companion Benefit Alternatives manages substance abuse claims for Blue Cross and Blue Shield Association members living in South Carolina.
Addiction Treatment Length Blue Cross and Blue Shield Association Will Cover
Not everyone recovers from an addiction at the same pace, which is why Blue Cross and Blue Shield Association looks at other factors when it comes to private addiction treatment. Instead of giving you a set length of time such as three days, the company will cover a portion of your stay based on your deductible and amount of coverage. If you have more coverage through your employer or choose a more affordable treatment facility, you might enjoy a longer stay. The treatment center and your insurance will keep your information discreet regardless of the duration of your stay.
Specialty Alcohol and Drug Treatment Through Blue Cross and Blue Shield Association
Blue Cross and Blue Shield Association look at mental health and substance abuse in the same way. The Federal Employee Program offers an unlimited stay at an approved inpatient treatment center, and you'll pay $250. For an out-of-network treatment center, you'll pay $350 and a set fee based on your plan allowance. By letting you choose any treatment center, you get the chance to choose from some exclusive centers. You might rub elbows with an executive or a sports star while attending meetings, and these luxurious treatment centers have a wide array of amenities, including:
- Elegant dining rooms
- Spa treatments
- Holistic treatments
- State-of-the-art fitness centers
- Designer linens
Insurance for Inpatient Addiction Treatment vs. Outpatient
Addiction isn't something that you can cure overnight, but with the proper help from professionals in a recovery center, you can start working on taking back your life. Whether your provider covers outpatient or inpatient programs, you'll want to decide which is the best option for you. When you want a fresh start that gets you away from former friends and loved ones who use drugs and alcohol, you can stay at a residential center. If you aren't ready to let loved ones know about your addiction, an outpatient program is a better option. You can schedule your meetings and sessions around work, school, or other personal obligations.
How to Cover What Insurance Won't
Not everyone has access to great insurance through a respected provider, but those people still deserve treatment from a great rehabilitation center. If you're one of the millions of uninsured Americans, now is the type to work out a payment plan with the facility. You agree to pay a small amount every month
and make installments until you've paid off the total cost of the stay, and the center agrees to start treatment immediately.
Verifying Coverage and Finding the Best Treatment
"Let us help you find out what rehab facilities accept your Blue Cross and Blue Shield Association insurance."
According to the Substance Abuse and Mental Health Services Administration, more than 1.2 million Americans were in treatment for substance abuse in March of 2011. This figure shows that there are millions of people in the same situation as you. By calling our toll-free helpline, you can learn how to take the first steps to get back on your feet again. Let us help you find out what rehab facilities accept your Blue Cross and Blue Shield Association insurance. We want to not only find you an affordable treatment option but also find one where you'll feel comfortable. Call 1-888-716-9806 for yourself or a loved one today.