What would you do with that money if treatment was affordable? Find out if your insurance covers treatment now!
The Affordable Care Act (ACA) lists drug or alcohol addiction services as 1 of 10 categories of essential health benefits, which means that any insurance sold on the Health Insurance Marketplace must cover treatment.1 Insurance companies are required to cover certain basic health services, which include the treatment of mental and behavioral health conditions as well as substance use disorders (SUDs). Additionally, the Mental Health Parity and Addiction Equity Act (MHPAEA) ensures that all private insurance plans cover substance abuse treatment to the same degree that they cover other medical issues, so you can expect equal levels of coverage for both.2
In addition, insurance companies cannot deny coverage for any pre-existing conditions, including SUDs.3 This means that you can apply for insurance coverage regardless of what stage of recovery you are in. Insurance can help dramatically reduce what you might otherwise have to pay for detox and substance abuse treatment.
Rehabs.com, an American Addiction Centers resource, has a relationship with various insurance companies and may be able to help you get into one of our treatment centers. To find out if you have coverage, give us a call +1 (888) 341-7785 or use our payment options form.
(Please note: Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by any insurance carriers.)
Looking for information about insurance and what it covers? Check out these pages.
Find more information about what your insurance covers here:
Does Aetna Substance Abuse Coverage Include Rehab and Detox
Aetna Insurance Coverage for Heroin
Aetna Insurance Coverage for Opiates/Opioids
Does Aetna Insurance Cover Therapy for Alcohol Abuse?
American Family Insurance
American Family Insurance
American Family Insurance Coverage for Alcohol
American Family Insurance Coverage for Opiates/Opioids
American Family Insurance Coverage for Cocaine
Blue Cross Blue Shield
Blue Cross Blue Shield Insurance Coverage for Alcohol
Blue Cross Blue Shield Insurance Coverage for Opiates/Opioids
Need Help Finding Blue Cross Blue Shield Substance Abuse Providers?
Blue Cross Blue Shield Insurance Coverage for Cocaine
Blue Cross Blue Shield Insurance Coverage for Heroin
Community Health Choice
Community Health Choice Drug Rehab and Drug/Alcohol Detox Coverage
First Health Network
First Health Network Coverage for Rehab and Detox Treatment
Great West Insurance
Does Great West Insurance Provide Rehab and Detox Coverage
Kaiser Permanente Rehab and Detox Treatment Options
Kaiser Permanente Insurance Coverage for Alcohol
Kaiser Permanente Insurance Coverage for Heroin
What Does Kaiser Insurance Cover in Opioids or Opiate Treatments
Kaiser Permanente Insurance Coverage for Cocaine
Does Magellan Insurance Cover Rehab and Detox Treatments
MVP Health Insurance
Do MVP Health Insurance Plans Cover Rehab and Detox
Insurance with United Health and Rehabilitation Center Options
UnitedHealth Insurance Coverage for Opiates/Opioids
UnitedHealth Insurance Coverage for Heroin
UnitedHealth Insurance Coverage for Cocaine
- Office of National Drug Control Policy. (n.d.). Substance Abuse and the Affordable Care Act.
- Centers for Medicare & Medicaid Services. (n.d.). The Mental Health Parity and Addiction Equity Act (MHPAEA).
- HealthCare.gov. (n.d.). Mental health & substance abuse coverage.