Does Humana Cover Detox and Addiction Treatment?

Last updated on March 16th, 2021

  •  Humana Plans and Coverage Levels
  • Does Humana Cover Rehab?
  • How Do I Check What My Humana Plan Covers?

Once you have decided to pursue alcohol or drug addiction treatment, for yourself or your loved one, the question of how to pay for rehab can be a major concern. However, if you have a Humana Health Plan, then at least a portion of your rehab will be covered. This page will share information on Humana, how your insurance plan may cover substance abuse treatment, and how to verify the benefits you have under your specific plan.

Please note: American Addiction Centers (AAC) strives to provide you with the most updated information on each carrier’s addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. AAC is not affiliated with or endorsed by Humana or any of its licensees.

 Humana Plans and Coverage Levels

Humana is one of the largest insurance companies in the country, providing healthcare coverage to over 16 million people.1

Health plans provided by Humana include well vision and dental coverage, prescription drug, and employer-provided group plans.2 For those who have insurance through Medicare, Humana has various Medicare coverage plans that provide insurance to more than 8 million Medicare recipients in the country.3

Individuals with Medicaid can obtain Humana Medicaid managed care plans in Illinois, Kentucky, and Florida. In addition, military service members can receive coverage through Humana Military, which has partnered with the Department of Defense to provide TRICARE healthcare for military members, retirees, and their families.4

Depending on your insurance plan, treatment may be available in different states at facilities that accept Humana. Humana requires that you pay a specific amount of out-of-pocket expenses towards your health care costs every year before it starts paying for your medical bills. Talk to Humana about your costs for rehab if you have an individual policy. If you have group insurance through your employer, the company may cover your treatment.

Does Humana Cover Rehab?

So does Humana cover detox or treatment for a substance use disorder (SUD)? Most Humana plans provide addiction treatment coverage. Humana plans that include behavioral health benefits may include coverage for alcohol or drug addiction treatment.5 The level of coverage varies for different types of Humana Health insurance plans. Most Humana plans, including Medicaid and Medicare plans, provide a certain level of outpatient and inpatient treatment for substance abuse and mental health, though coverage varies based on the individual plan.

How Do I Check What My Humana Plan Covers?

If you are unsure about what your individual insurance plan covers, call Humana to speak to a support representative about which type of addiction treatment is covered under your plan. Once you learn the details, then you can begin researching programs that suit your needs.

In addition, find out your Humana coverage benefits for substance abuse treatment, call one of our admissions navigators at +1 (888) 341-7785 or click here.

If you need addiction treatment and you are covered by any type of Humana Health plan, it is likely that you have benefits that may cover at least some of the cost of alcohol or drug rehab. Reach out today to get answers to your questions so you can begin your journey toward recovery.

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(Please note: strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. is an informational site only and is not affiliated or sponsored by Humana.)


  1. Humana. (2019). 2019 Annual report.
  2. Humana. (2020). Affordable insurance plans for you and your family.
  3. (2018). Humana received 5-star quality ratings for two Medicare contracts reflecting the company’s focus on quality in both member experience and clinical outcomes.
  4. Humana Military. (2021). About Us.
  5. Humana. (2021). Don’t let substance use disorders have the last word.
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