Aetna Insurance for Addiction Treatment

Last updated on March 16th, 2021

  • Does Aetna Cover Rehab?
  • Addiction Treatment Length Aetna Will Cover
  • Specialty Alcohol and Drug Treatment Through Aetna
  • Insurance for Inpatient Addiction Treatment vs. Outpatient
  • How to Cover What Insurance Won't
  • Verifying Coverage and Finding the Best Treatment

Does Aetna Cover Rehab?

Aetna does cover rehab, and the company announced in 2012 that it would increase its efforts in regards to some prescription drugs. The Substance Abuse and Mental Health Services Administration found that the number of opioid drugs going to American pharmacies increased by nearly 100 million pills in just nine years.

Aetna announced a deal that partners the company with CRC Health Group to provide treatment for those using opioid drugs. The plan lets patients check into one of five centers in Texas, South Dakota, or California.

Addiction Treatment Length Aetna Will Cover

If you’re not ready to seek treatment because you’re worried about what others might think, you’ll be glad that you have Aetna. Aetna offers members 24/7 support, and it can help you find a doctor or rehab center quickly.

Anything that you say to your representative is kept confidential, and the company will be discreet when it comes to handling your needs. The company’s new plan calls for a combination of private therapy and 12-step programs to treat prescription drug addiction, and the duration of your stay depends on your coverage. Regardless of the length of your stay, you’ll feel safe and protected.

When you call your insurance company, you’ll want to ask the representative some questions about your coverage. Some questions include:

  • Do you cover substance abuse assessment?
  • Do you cover detox services? How many days?
  • Do you cover outpatient rehab
  • Do you cover inpatient rehab?
  • How many days of rehab do you cover?
  • Which programs in my area accept Aetna?

Specialty Alcohol and Drug Treatment Through Aetna

When it comes to treatment, you have so many options. The newest program from Aetna is a pilot one that utilizes various rehabilitation centers in South Dakota, California, and Texas.

Whether you’re an executive or a mechanic, you can still check into one of these centers if you have Aetna and if you agree to be part of the program. These luxury centers have upscale amenities that might make you feel like you’re at a resort. You can go for a swim, take a dip in a hot tub, enjoy four-star dining and take advantage of other exclusive offerings.

Insurance for Inpatient Addiction Treatment vs. Outpatient

outpatient centerWhen you first start looking for a rehabilitation facility, you might find yourself confused when choosing between inpatient and outpatient centers. While both types of centers help you recover from your addiction, you should look at your own strength and whether you would feel comfortable living away from home.

An outpatient facility lets you meet with doctors and therapists, and you can even attend group sessions and recovery meetings before heading back home at the end of the day. With a residential program, you get the chance to focus solely on your recovery without any daily tasks getting in your way or slowing down your progress.

Verify Your Benefits at an American Addiction Centers Facility

The cost of alcohol or drug addiction treatment may appear to be an obstacle, but we are here to help. Insurance may cover all or some of your rehab.

Find out if your insurance covers long-term addiction rehabilitation.

Check Online Now

How to Cover What Insurance Won’t

You don’t have to use the insurance when you decide to check into rehab. There are many other ways to finance your treatment and get the help you need. Some ways to pay for rehab include:

  • Payment plans: You pay off rehab in affordable installments.
  • Sliding scale: The rehab decreases your cost to something you can reasonably afford—typically based on your income level.
  • Grants or scholarships: The Substance Abuse and Mental Health Services Administration (SAMHSA), as well as individual rehabs, offer grants and scholarships to pay for people who can’t afford treatment.
  • Purchase affordable insurance on the Healthcare Marketplace.
  • Open a healthcare credit card or take out a specialized healthcare loan.
  • Use your savings or a credit card.
  • Crowdfunding websites, such as GoFundMe or IndieGoGo.

Make sure to do thorough research when looking for rehab so that you can find one that meets your financial needs.

Verifying Coverage and Finding the Best Treatment

“Depending on how you’re related to a loved one dealing with an addiction, you might find that your insurance doesn’t cover that person.”
The longer you avoid the substance abuse problem, the more of a problem it becomes. If you sprained your wrist tomorrow, you’d call your doctor for an appointment, so you should do the same thing when it comes to addiction.

We know that finding a rehab center is a confusing task, but we’re ready to help you navigate through the world of treatment centers. Call your insurance provider if you’re worried about a loved one or you’re ready to take action about your own problem.

(Please note: strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. is an informational site only and is not affiliated or sponsored by Aetna.)
“Drug detoxification is the period of time that follows after a substance user stops using a substance.”

Before you grab the phone and call Aetna to ask about detox services, you might need to know what detox entails. Drug detoxification is the period of time that follows after a substance user stops using a substance. It can lead to withdrawal symptoms like nausea, mood swings or vomiting, and since it can last for a few days, many users opt to detox in a medical setting. Aetna covers detox services, but it might not cover ultra-rapid detox, which is an experimental procedure.

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