Addiction can cost up to $200 per day.
What would you do with that money if treatment was affordable? Find out if your insurance covers treatment now!
(Please note: Rehabs.com strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. Rehabs.com is an informational site only and is not affiliated or sponsored by Humana.)
“Detox is a specific process that helps you rid your body of toxins from the drugs.”
Through the HumanaOne program, you’re not restricted to specific doctors, hospitals, and treatment centers. This program lets you choose facilities that are outside of the traditional network. Humana requires that you pay a specific amount of out-of-pocket expenses towards your health care costs every year before it starts paying for your medical bills. Talk to Humana about your costs for rehab if you have an individual policy. If you have group insurance through your employer, the company should cover your treatment.
The amount of time that a person spends in a drug addiction recovery center can vary significantly. Your Humana insurance might only cover a three-day stay, while another insurance company may cover up to 28 days or longer. The duration of your stay often depends on your policy and the choices made by your employer. No matter how long you spend in rehab, you don’t need to worry about keeping your stay confidential. Humana won’t disclose private details about your stay to anyone else, and the company is discreet when it comes to the length of your rehab program.
When you decide to check out rehab centers in your area, you’ll want to find out if Humana covers any exclusive centers, such as luxury or executive facilities. Luxury treatment centers look more like resorts and come with dozens of amenities that you can use during your stay. Executive rehabs cater towards high-powered business people who wish to continue working while recovering.
Choosing between inpatient and outpatient treatment is probably one of the first things that cross your mind. Not all insurance companies cover both types of treatment, which is why it’s so important that you talk to your provider or another trusted expert before signing up for a specific program. Choose an outpatient program over a residential program if any of the following apply:
When insurance won’t cover your stay, you need to think outside of the box. Ask the rehabilitation center about an installment agreement, which lets you pay a portion of your total bill every month after your stay. Before checking in a loved one, ask the center about its various payment options. A payment plan or paying by credit card will let you space out your payments while still getting fast treatment.
” A payment plan or paying by credit card will let you space out your payments while still getting fast treatment.”
If you are unsure about what your individual insurance plan covers, call Humana to speak to a support representative about which type of addiction treatment is covered under your plan. Once you learn the details, then you can begin researching programs that suit your needs.